A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Collisions can occur, and passengers could end up injured.

We will cover the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:

Cervical Strain: This neck injury is common in rear-end collisions, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.

Insurance Coverage for Uber Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lawsuit against uber driver lost earnings, and pain and suffering.

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